Financial Planning

Let’s talk about financial planning…

If you want to examine your cash flow for ways to save more or implement better spending habits on a larger scale, a financial planner can help. Contact us today to see how our financial planners could help you.

Some online sources suggest that you don’t need a Financial Planner unless you have assets of $500,000 or more. However that is not the case, A financial planner is beneficial to you regardless of your income level.

It is possible to find financial planning products with lower fees and minimum guaranteed growth so that you are in control of your financial future.

Our financial planning guidance will offer assistance with...

setting up a retirement savings
setting up an investing strategy
planning for big expenses such as buying a house, buying a car, or having children
planning for everyday budgeting and spending
assisting with a tax or estate plan

Taking risks in the stock market is not advisable once the timeline for recouping any potential losses is not in your favor. There are financial planning products available with low cost that will give you growth as though you were invested in the stock market without subjecting yourself to the risk.

Americans Working with a Financial Advisor are More Prepared for a Recession

A separate CFP Board survey conducted in September 2019 asked over 2,000 Americans whether they think a recession is imminent — pre-coronavirus outbreak, mind you — and how prepared they feel to handle it. Two-thirds of the respondents who work with a financial adviser— a catch-all term that generally includes financial planners and investment advisers — say they feel financially prepared for a recession, compared to just 38% of those who go it alone. What’s more, 78% of people who have a financial adviser reported feeling optimistic about their personal or household financial situation. Of those who work specifically with a certified financial planner, 85% felt optimistic.